HVAC Repair vs Replace Calculator
Fix the furnace or AC, or replace?
An appliance repair quote arrives and the question is always the same: fix it or buy new? Compare the two over five years using the appliance’s age, typical lifespan, the repair and replacement prices and energy use.
Life left if repaired = max(typical lifespan − age, 2 years) Repair path = repair + (energy + expected repairs) × years kept + new-unit share if it fails within 5 years Replace path = price × 5 ÷ lifespan + energy × (1 − savings) × 5
Typical lifespans used: refrigerator 13 years, washer 11, dryer 13, dishwasher 10, range 14, microwave 9. The new appliance is charged for the share of its life used in five years, so its remaining life counts in its favor; cash spent is shown separately. The 50% rule suggests replacing when a repair costs at least half the price of new and the appliance is past half its life.
A 6-year-old front-load washer needs a $380 drain pump and control board repair. A comparable new washer costs $950 delivered and installed.
Young appliances with a single failed part — a pump, igniter, door switch or control board — are usually worth repairing, especially high-end models whose replacement costs far more than the repair. Mid-range washers and dishwashers past about two-thirds of their life are where replacement starts to make sense.
Refrigerators are the one appliance where energy savings matter much: an older fridge can use noticeably more electricity than a new ENERGY STAR model. For dryers, ranges and microwaves, energy differences are small and the decision is mostly about repair price and age.
Often not for a major repair such as a sealed-system (compressor or refrigerant) fix, since typical refrigerator life is about 10–15 years. Minor repairs like a fan motor, thermostat or ice maker can still be worthwhile.
If a repair costs 50% or more of the price of a new appliance and the appliance is past half its expected life, replacement is usually the better value.
Washers typically last about 10–13 years and dryers 12–14, depending on use and maintenance.
Repairing keeps a working product out of the waste stream, which many people value beyond cost. The calculator compares money only.